Need help to buy?

Posted by siteadmin on Friday 24th of May 2019



Do you aspire to own a new-build home? Are you looking to move home, but lack sufficient funds to afford the repayments on a low-deposit mortgage? You may find it easier to join, or move up the property ladder, thanks to the government-backed Help to Buy scheme.

There are several schemes currently:

Shared Ownership

 This is available to first time buyers unable to afford the full 100% mortgage on a home. It works by allowing them to buy a share of the home (between 25% and 75%), and then pay rent on the remaining share. An option to ...

Relevant Life Plan

Posted by siteadmin on Sunday 14th of April 2019

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Do you want to provide valuable life cover and financial security for your employees and your family in a tax efficient manner? A Relevant Life Plan could be the answer.


What is a Relevant Life Plan?

A Relevant Life Plan is an individual ‘death in service’ life policy that is affected by an employer on the life of an employee and is funded by the employer. It is a term assurance plan designed to pay a lump sum benefit if the employee covered dies or is diagnosed with a terminal illness during their employment, within the term of the ...

Would your business survive if its loans were called in?

Posted by siteadmin on Friday 29th of March 2019


Have you thought about how your cash flow could be affected if something were to happen to a director, owner or key employee?


How would your creditors react?

It may be that one of your company directors stands as the guarantor for your company’s loans. If they were to die, or be diagnosed with a serious illness, it could have a severe impact on your business’s arrangements with its creditors and debtors.


Do you know how they would react? If business loans were called in, could your company afford to pay back its creditors and cont...

Women are getting richer than men

Posted by siteadmin on Tuesday 19th of March 2019


According to research women now control 30% of the world’s wealth, up from 25% held five years ago. Women are also expected to see their wealth grow 7%faster than men until 2020, this is a result of women acquiring more wealth through inheritance, but they are also making their own money by becoming entrepreneurs and running their own successful businesses.

Both men and women believe that ISAs are an important saving product, however there is still a gender gap on savings. A contributing factor to this gender gap is the difference in atti...

How we work with you

Posted by siteadmin on Monday 11th of March 2019



If you became critically ill and unable to work, could you cope financially?


Some things are more reliable than others - monthly bills, for example. Young or old, single or married, we all have financial obligations to meet each month; be it luxuries, like a satellite TV subscription or mobile phone contract, or the real essentials – like keeping a roof over your/your family’s head.


But some things - like our long-term health - can be less reliable. For instance, one in two people born after 1960 in the UK will be diagnosed with s...

Need a change of scene?

Posted by siteadmin on Tuesday 5th of March 2019


Our professional mortgage advice will help make your move less stressful.

Whether you need more space, are downsizing, or simply moving on, our mortgage advisers will find the right deal for you.

We work with a wide range of lenders including Halifax, HSBC, Nationwide, Santander and Virgin Money, and have access to exclusive deals you won’t find anywhere else.

We will recommend the most appropriate deal for you based on interest rate, loan period and repayment method. We’ll also help you decide which type of mortgage best suits your o...

Fed up with renting?

Posted by siteadmin on Thursday 28th of February 2019


If you rent your home, it can be frustrating to know your hard-earned cash is going into someone else’s pocket each month.

If you’ve ever thought about owning your own place, the mortgage market may appear daunting. How do you choose the right deal? Which lenders should you talk to? And what on earth is a Standard Variable Rate?!

Specialist mortgage advice for first time buyers

We know choice is important, so we have access to over 50 of the UK’s best-known lenders, thousands of products, and some exclusive deals that you won’t find a...

Calculating your content insurance needs

Posted by siteadmin on Thursday 28th of February 2019

Did you know? The average value of contents in a three bedroom family home is estimated at £55,000.

Click here or image below to download our contents and insurance calculator.

Go through every room - including the loft, garage, cellar and shed - and write down the cost to replace every item.



Posted by siteadmin on Wednesday 8th of May 2019

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We all know raising a child can be expensive. Research has shown, the cost of raising a child to age 18 in the UK varies dependant on whether it’s a girl or boy, with boys coming in at £79,176 and girls a staggering £108,884.


As a parent you are committed to doing all you can for your children – now and for their future but it’s estimated half of parents don’t have a financial protection plan in place­.


Nobody wants to think about the possibility of getting ill or being made redundant but having a contingency plan, such as life ins...